According to US News and World Report happy people save more for retirement. Plenty of studies show that Americans aren’t good at saving. There’s the 2011 Employee Benefit Research Institute survey that says half of Americans have less than $25,000 saved for the future, an AP study that found that a fourth of baby boomers have no retirement savings and data from the American Institute of Certified Public Accountants that says 56% of people polled are not saving for retirement. But new research shows that those that are doing it well are happy people.

Research from Keith Redhead of Coventry University Business School shows that negative people aren’t as apt to save. Readhead says those who are bad savers tend to share some behaviors. Those characteristics include a negative view of other people, an inability to plan ahead, a mistrust of financial advisers, a higher level of fear and a believe that they are not in control of their lives.

Conversely, good savers tend to share some qualities according to research from Cahit Guven at Deakin University’s School of Accounting. The study found that happy people are more likely to be savers, more likely to save more money than others, less likely to have debt, have more control over spending decisions, are more likely to consider their future and are more optimistic.

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