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Poll: Men Giving More to Charity this Holiday Than Women

For the third year in a row the Red Cross conducted a national holiday giving survey. They polled more than a thousand people about their plans for spending and charitable giving over the holiday season. This year the survey found that 45 percent of people plan to cut back on spending on travel and holiday decorations. Two in five plan to reduce spending on parties and more than a third are cutting back on their gift budgets. The fewest number of people report that they’re cutting back on charitable giving. One in four say they’re reducing their donations.

Men and women tend to respond to holiday budgets and spending differently. Forty-three percent say they feel bad about spending less on friends and family. Wom

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3 steps in disputing items in your credit report

Did you know that credit cards are used is thousands of transactions every day? Research shows that that these transactions amount to millions of dollars daily. Now, imagine all those transactions are then recorded and tracked by credit bureaus.  Recording those receipts, transaction numbers and approval numbers can be a daunting task and with that line of work, its more likely that a tired employee of a credit bureau may have punched in some numbers that may not quite add up to your personal estimates.

There are millions of cases of credit report errors each year and people are starting to lose more of their hard earned money due to mistakes.

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How to get a free credit report

As a consumer, you are faced with hundreds of different transactions, applications and deals per year. To cover for your expenses, credit cards are typically used to substitute for money. In case you can’t use cards and cash, you can use other payment options such as wire transfer. Completing transactions have become so much easier these days because of the internet. But whatever payment option you wish to use, there is one thing you need to know after all the purchases have been done and the transaction receipts pile up: it’s your credit record.

Knowing your spending and keeping track of them is a very good way to balance your profits and expenses. You

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