If you are thinking of buying a house in the next few months or in the coming year, a very important factor that can improve your chances for mortgage qualification is your rental history. In other words, whether or not you pay your house rents on time could actually affect your chances of getting a mortgage. Experian, one of the 3 biggest credit agencies introduced a new section to the credit reports of individuals. This new section showed whether an individual is paying rent on time. In other words, those who pay their rents on time will have a shot at improving their credit scores.